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Determine What’s Important While You’re In School

Higher Education Determine Whats Important While Youre In SchoolThese days, a huge emphasis is being placed on the importance of education. But, as everyone knows, a lot more happens in school than just learning. School plays an important role in shaping the social lives of students, which could determine future adult relationships. But do you know how to determine what's important while you're in school?

The first step of learning how to determine what's important while you're in school is to think about where you want to go after school. Will you go on to further your education, going to a different school for higher learning? Will you join the work force? Will you pursue goals of having a home and family? Knowing where you want to go is very important when deciding where you want to end up. Know where you want the future to take you to know how to determine what's important while you're in school.

If you have an idea of where you want your future to lead, you can focus on how to determine what's important while you're in school. The school life you lead now will have a direct impact on the future life that you make for yourself. If higher education is in the picture, it's important that you focus on getting good grades, passing your courses, and making good test scores at the end of the school year. Knowing this, set aside some time after school every school night to devote to homework and study. Don't just work on assigned homework, but do a little extra studying every school night, reviewing things you've already learned. This will help you get good test scores, and help you maintain a high grade point average that will help you get into institutions of higher learning, like colleges and graduate courses.

If you know how to determine what's important while you're in school, you'll get the most out of the time you spend in school. Getting good grades and good test scores is important if you plan to join the work force when you graduate, as well. When you lack experience but have a strong background education, you can use your school record to impress potential employers. You'll have a better chance of getting hired if you can show employers good school attendance records and a high grade point average. Your school life can have a direct impact on you well after you have already graduated — so present the best possible picture to future employers who will be interested in your past scholarly achievements.

The most important thing to learn from school is that your past schooling and schoolwork will set a foundation for you that you can rely upon for the rest of your life. When you know how to determine what's important while you're in school, such as getting good grades and maintaining a good attendance record, you will have a better chance of succeeding in all your future endeavors. Forming study groups is a good way to socialize with other students while still staying ahead of your school work. Determine what's important while you're in school and stick to your plans for the future. There's no telling where you might end up, or how high you could potentially go.

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posted by EDUwithPassion in Careers,College Life,Going to College and have No Comments

How To Pay For College If Your Parents Can’t

empty hands How To Pay For College If Your Parents CantIf you come from a limited financial background, that's no reason that you shouldn't go to college. In fact, the less financial support you have, the easier it may be to secure financial aid. Financial aid is only given out to the neediest students. That being said, there can be stiff competition for financial aid packages, so you should apply early.

If you are looking to save money on tuition, state schools are much cheaper overall than private schools–especially if you can prove residency. This is not true across the board, however. In special situations, you could potentially get a higher scholarship for a private university than financial aid at your local university. It's important to weigh all of your options. Obviously, the school with the lowest tuition is a good first bet, but there are other factors to consider as well.

A good financial aid or grant program should be able to help with tuition, room and board, and supplies. If the latter is not included, cut costs by buying and selling used textbooks. Room and board can be a huge chunk of expenses–if you can cut costs by living in a shared living space, instead of a dorm, this is recommended. The trade-off is that you will have to make your own meals, but you can save hundreds of dollars a month on rent.

Getting a job is an absolute necessity–and may be mandatory as part of your financial aid package. Many financial aid packages require that you get a job on campus–a sort of pay as you go student loan. This may be preferable to other types of student loans, as you won't be saddled with payments after you graduate. The problem is that your work study paycheck will go right back to the school, which doesn't provide money for other expenses.

Student Loans

Student loans are by far the most popular form of tuition payment: borrow now, pay later. If you get a job during the school year, much of your paycheck will be going in pocket. At the same time, it is important to start paying off your student loan early on. Defaulting on student loan payments after you graduate can have long-term consequences. As you are trying to get footing in the workforce, it can be difficult to have to spend a large chunk of your paycheck on loans.

All that said, there is no reason to not go to college just because your parents cannot afford it. They may be able to meet you halfway by fronting some of the money if you are able to find a loan from somewhere else. Even if they don't help out at all, you can still pay off tuition and other expenses through government loans, private grants, school scholarships, work study programs, and more.

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posted by EDUwithPassion in Paying for School,Reducing Cost/Tuition,Scholarships and have No Comments

Finally.. Summer Vacation!! Enjoy Your Summer With These Tips..

Go Into The Summer Proud Of What You've Accomplished
Study hard! The first piece of advice you should hear about having an enjoyable summer is that you should work hard in school BEFORE your summer vacation. Go into the summer break as a triumphant young scholar who has had victory over every exam and paper they threw at you over the course of the school year. Of course, you can still have a great summer even if you got a D in physics, but you'll have an even better one if you buckle down and get that B, or A.

Make Sure You Enjoy Your Summer By Planning It
How will you plan this summer when you're busy studying for physics? Especially if you're having a challenging year at school, you might not have a lot of free time. However, the most enjoyable summers take a little planning, and you want one, right? You also deserve it. So, the next time you catch yourself daydreaming about when all of your homework will finally all be over, switch over to a productive mode and make that dream a reality.

Vacation Getaways
If you're chained to your computer this semester, or stuck in the library 24/7, you might be fantasizing about the perfect vacation. If you start your plans early enough, even if you don't have a lot of money, you and your friends can have a great time. Figure out where you'd like to go and start a savings plan. If you don't have a job, you can probably get one that will fit into your busy schedule if you stop by the career services office.

Volunteer Opportunities and Internships and Your Ever Increasingly Important Resume
As long as you're at the career services office, maybe you should look into work for the summer as well. While it's true that you've already worked hard all through the school year and the idea of work during your vacation might not be so appealing to you, consider this: the work that you do this summer, if you do it, will not require you to write papers or do homework in all likelihood. It will be a different kind of work, and because you're choosing it, it will probably be more fun than what your physics professor makes you do. Equally important (at least), any work that you do during your summers in college will help you down the road when it's time to apply for jobs after graduation. If you do an internship or a volunteer position in a field you like, your experience will make you a stronger applicant when you're applying for a job in that field. And, if you happen to think an industry sounds great, take an internship in it, and find out it's not for you, that's information you should be very glad to have.

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posted by EDUwithPassion in 10/5 Top Tips!,Strategies for Success,Time Off/Returning to School and have No Comments

Spend Your Summer Vacation Getting Ahead

In high school, students longed for summer because it was a three-month free ride. Sure, some students needed to get a summer job, but just as many would spend their time on an extended vacation. During college, you might have the same impulse. After all, the college curriculum is far more demanding than high school so you might feel like you’re owed a break.

Certainly, there’s time to relax on a summer break, but college students should also be thinking about the future. A summer internship is a good way to build up your resume so you’ll have some real hands-on work experience when you enter the job market.

Students on a work-study program at college may not have the time to take on an internship during the school year. For instance, those students who work at the library, cafeteria, or other job on campus may not be able to add an internship in addition to classes. For these students, a summer internship is a good alternative.

A summer internship is a good idea even if you worked at an internship during the school year. The more experience you have, the better your resume will appear. In some cases, a summer internship can carry over from the internship during the semester. This may be set up ahead of time or as the internship progresses. In other cases, students can think about getting an internship in a different wing of an industry than a previous internship. In this way, students can gain a wide range of knowledge about a particular business.

Because the internship occurs during summer when there are normally no academic classes, summer internships can be more intensive than internships during the school year. If you also need to work a paying job as well as work a non-paying internship, you should determine the hours required for a summer internship. Some summer internships can be as many as 40 hours a week—no different than a full-time job.

The best way to find internships is to go to your department and find job listings. Often these job listings are listed online. These jobs go quickly—much like a paid position—so it is important for you to apply early.

Depending on the department of your major, some summer internships will not be at local companies. Many science related internships will be at on-campus laboratories at colleges and universities throughout the country. As such, you don’t necessarily have to apply for an internship at the college where you are attending. Often science internships are considered research opportunities—the equivalent of a non-paid research grant.

Finding a summer internship is much like finding a scholarship. Just as there are scholarships for minority students or students with particular skills, the same goes for internship programs. There are summer internships primarily for minority students and internships for very specific majors: medical research, marine biology, accounting, etc.

In addition to unpaid internships, there are also paid internship opportunities as well—jobs with a specific time frame. These are highly competitive so apply early.

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posted by EDUwithPassion in Education and have No Comments

How To Pay For College When Your Parents Can't

If you come from a limited financial background, that’s no reason that you shouldn’t go to college. In fact, the less financial support you have, the easier it may be to secure financial aid. Financial aid is only given out to the neediest students. That being said, there can be stiff competition for financial aid packages, so you should apply early.

If you are looking to save money on tuition, state schools are much cheaper overall than private schools–especially if you can prove residency. This is not true across the board, however. In special situations, you could potentially get a higher scholarship for a private university than financial aid at your local university. It’s important to weigh all of your options. Obviously, the school with the lowest tuition is a good first bet, but there are other factors to consider as well.

A good financial aid or grant program should be able to help with tuition, room and board, and supplies. If the latter is not included, cut costs by buying and selling used textbooks. Room and board can be a huge chunk of expenses–if you can cut costs by living in a shared living space, instead of a dorm, this is recommended. The trade-off is that you will have to make your own meals, but you can save hundreds of dollars a month on rent.

Getting a job is an absolute necessity–and may be mandatory as part of your financial aid package. Many financial aid packages require that you get a job on campus–a sort of pay as you go student loan. This may be preferable to other types of student loans, as you won’t be saddled with payments after you graduate. The problem is that your work study paycheck will go right back to the school, which doesn’t provide money for other expenses.

Student Loans

Student loans are by far the most popular form of tuition payment: borrow now, pay later. If you get a job during the school year, much of your paycheck will be going in pocket. At the same time, it is important to start paying off your student loan early on. Defaulting on student loan payments after you graduate can have long-term consequences. As you are trying to get footing in the workforce, it can be difficult to have to spend a large chunk of your paycheck on loans.

All that said, there is no reason to not go to college just because your parents cannot afford it. They may be able to meet you halfway by fronting some of the money if you are able to find a loan from somewhere else. Even if they don’t help out at all, you can still pay off tuition and other expenses through government loans, private grants, school scholarships, work study programs, and more.

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posted by EDUwithPassion in Education and have No Comments

Determining the Real Cost of College

Determine the Real Cost of College
College costs are rising rapidly, and figuring out how to pay for those expenses can be tricky. It’s not too difficult to figure out how much tuition and fees will cost, but there are many other expenses that come along with getting a college education. Because of this, it can be extremely difficult to determine the "real" cost of college.

Average Costs
According to "Trends in College Pricing" from the College Board, for the 2005-2006 school year, the average cost for a four-year private school was $31,916. For a four-year public school, the average cost was $15,566. And those costs are going up at an average rate of around 8 percent per year. The good news is that despite those increasing costs, nearly $130 billion in financial aid is available. You just have to know how to get it.

Is It Worth It?
According to the U.S. Census Bureau, individuals who earn a bachelor’s degree can earn 62 percent more on average than people with only a high school diploma. That adds up to more than $1 million over your lifetime.

What does that mean?

It means that the thousands of dollars you spend for your education today will yield millions in benefits over your lifetime career.

How Much Does College Really Cost?
Your total bill for a higher education will add up to a lot more than tuition and fees for four years. Here are some other things you’ll need to take into consideration:

–Inflation: The cost of college today is not the same as the cost of college tomorrow. According to the College Board, the price for a higher education increases by an average of 8 percent every year. Keep that in mind when you calculate your real cost for attending college.
–The Five-Year Plan: You’d like to finish your degree in four years, but it might not be possible for you. To earn a degree in four years, you’ll need to take on a full course load, which becomes more and more difficult as you advance into higher-level courses. Another alternative is attending during the summer, but that will increase your cost as well. Most likely, you should estimate your costs as if you’ll be attending for five years. If you end up graduating in four, consider it a bonus!
–Interest: If you are relying on borrowed money to get yourself through school, then you should consider the interest as a part of your college cost. How much will you pay in interest over the life of your loan? Figuring that number out can be a powerful impetus to start building your savings now.
–Books and Supplies: You’ll end up dropping a hefty chunk of change on school books and supplies to get your degree. Don’t forget to take these kinds of costs into consideration when calculating your real college costs.
–Room and Board: You’ll need somewhere to live and something to eat while you’re in school. Room and board costs can add up to a large percentage of your total cost for attending college.

Online Calculators
Plenty of calculators are available online to help you determine a realistic figure for attending college. These take into account many of the above considerations. Use them to help you plan for your own future.

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posted by EDUwithPassion in Uncategorized and have No Comments
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